為(wei)深入貫徹落實(shi)中央(yang)金(jin)(jin)融(rong)(rong)工(gong)作會議(yi)精神,加強對地方(fang)資產管理公司(si)的監督管理,促進(jin)行(xing)業規范健(jian)康(kang)發展,更好助(zhu)力防(fang)范化解區(qu)域性金(jin)(jin)融(rong)(rong)和實(shi)體經濟風險(xian),金(jin)(jin)融(rong)(rong)監管總局(ju)在多方(fang)征求(qiu)意(yi)見的基礎上,近(jin)日制定發布了《地方(fang)資產管理公司(si)監督管理暫行(xing)辦(ban)法(fa)》(以下簡稱《辦(ban)法(fa)》)。
《辦法》共四章45條,包括總(zong)則、業務(wu)經(jing)營與風(feng)(feng)(feng)險(xian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)、監(jian)(jian)(jian)督管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)、附則等(deng)。一(yi)(yi)是(shi)規(gui)(gui)范(fan)地(di)(di)(di)(di)(di)(di)(di)方(fang)(fang)資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)公(gong)(gong)(gong)(gong)司(si)經(jing)營行(xing)(xing)為(wei)(wei)。明(ming)確業務(wu)范(fan)圍、業務(wu)比(bi)例(li)、經(jing)營區域、可收購資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)范(fan)圍等(deng)事項,推動地(di)(di)(di)(di)(di)(di)(di)方(fang)(fang)資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)公(gong)(gong)(gong)(gong)司(si)聚焦主責主業、有效服務(wu)地(di)(di)(di)(di)(di)(di)(di)方(fang)(fang)。規(gui)(gui)范(fan)地(di)(di)(di)(di)(di)(di)(di)方(fang)(fang)資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)公(gong)(gong)(gong)(gong)司(si)債(zhai)(zhai)權(quan)追償(chang)、對(dui)外(wai)轉讓(rang)等(deng)不(bu)(bu)良資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)處置行(xing)(xing)為(wei)(wei)。劃定(ding)經(jing)營紅線(xian),明(ming)確地(di)(di)(di)(di)(di)(di)(di)方(fang)(fang)資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)公(gong)(gong)(gong)(gong)司(si)不(bu)(bu)得(de)從事約定(ding)本金(jin)保(bao)障和固定(ding)收益承諾或者要(yao)求(qiu)轉讓(rang)方(fang)(fang)承擔回購義務(wu)、幫助金(jin)融(rong)(rong)機構(gou)(gou)等(deng)虛假(jia)出(chu)表(biao)掩蓋不(bu)(bu)良資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)、為(wei)(wei)融(rong)(rong)資(zi)(zi)(zi)(zi)(zi)(zi)(zi)平臺提供融(rong)(rong)資(zi)(zi)(zi)(zi)(zi)(zi)(zi)通道(dao)新增地(di)(di)(di)(di)(di)(di)(di)方(fang)(fang)政府隱性債(zhai)(zhai)務(wu)等(deng)經(jing)營行(xing)(xing)為(wei)(wei)。二是(shi)強(qiang)化風(feng)(feng)(feng)險(xian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)。明(ming)確集中度風(feng)(feng)(feng)險(xian)監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)要(yao)求(qiu),規(gui)(gui)定(ding)地(di)(di)(di)(di)(di)(di)(di)方(fang)(fang)資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)公(gong)(gong)(gong)(gong)司(si)對(dui)單一(yi)(yi)客戶和同(tong)一(yi)(yi)集團客戶的(de)股權(quan)、債(zhai)(zhai)權(quan)等(deng)投融(rong)(rong)資(zi)(zi)(zi)(zi)(zi)(zi)(zi)余(yu)額(e)不(bu)(bu)得(de)超(chao)過自身凈資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)的(de)10%、15%。明(ming)確流動性風(feng)(feng)(feng)險(xian)監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)要(yao)求(qiu),規(gui)(gui)定(ding)地(di)(di)(di)(di)(di)(di)(di)方(fang)(fang)資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)公(gong)(gong)(gong)(gong)司(si)持有的(de)符(fu)合有關(guan)規(gui)(gui)定(ding)的(de)優質流動資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)應當不(bu)(bu)低于未來30天內的(de)凈資(zi)(zi)(zi)(zi)(zi)(zi)(zi)金(jin)流出(chu)。明(ming)確關(guan)聯交易監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)要(yao)求(qiu),規(gui)(gui)定(ding)地(di)(di)(di)(di)(di)(di)(di)方(fang)(fang)資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)公(gong)(gong)(gong)(gong)司(si)對(dui)全部(bu)關(guan)聯方(fang)(fang)的(de)債(zhai)(zhai)權(quan)余(yu)額(e)不(bu)(bu)得(de)超(chao)過自身上(shang)季末(mo)凈資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)的(de)50%。規(gui)(gui)范(fan)外(wai)部(bu)融(rong)(rong)資(zi)(zi)(zi)(zi)(zi)(zi)(zi),規(gui)(gui)定(ding)地(di)(di)(di)(di)(di)(di)(di)方(fang)(fang)資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)公(gong)(gong)(gong)(gong)司(si)融(rong)(rong)入資(zi)(zi)(zi)(zi)(zi)(zi)(zi)金(jin)余(yu)額(e)不(bu)(bu)得(de)超(chao)過其凈資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)的(de)3倍,防范(fan)風(feng)(feng)(feng)險(xian)外(wai)溢。三是(shi)進(jin)一(yi)(yi)步明(ming)確監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)職責分(fen)工。省級地(di)(di)(di)(di)(di)(di)(di)方(fang)(fang)金(jin)融(rong)(rong)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)機構(gou)(gou)對(dui)本地(di)(di)(di)(di)(di)(di)(di)區地(di)(di)(di)(di)(di)(di)(di)方(fang)(fang)資(zi)(zi)(zi)(zi)(zi)(zi)(zi)產(chan)(chan)(chan)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)公(gong)(gong)(gong)(gong)司(si)的(de)監(jian)(jian)(jian)督管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)理(li)(li)和風(feng)(feng)(feng)險(xian)處置負總(zong)責,金(jin)融(rong)(rong)監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)總(zong)局及(ji)派出(chu)機構(gou)(gou)加(jia)強(qiang)與地(di)(di)(di)(di)(di)(di)(di)方(fang)(fang)的(de)監(jian)(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)(guan)信(xin)息(xi)共享和工作協同(tong),共同(tong)引導行(xing)(xing)業規(gui)(gui)范(fan)健康(kang)發展。
《辦(ban)法(fa)》的出臺是(shi)貫徹落實(shi)中央(yang)金融(rong)工(gong)作會議精(jing)神的有(you)力舉措,有(you)助于完善地(di)方資產(chan)管(guan)(guan)(guan)理公司監管(guan)(guan)(guan)制度,引導行(xing)業(ye)提高風險(xian)管(guan)(guan)(guan)理和合規經營(ying)水平,夯(hang)實(shi)可持續發(fa)展基(ji)礎。金融(rong)監管(guan)(guan)(guan)總局將指導聯動地(di)方金融(rong)管(guan)(guan)(guan)理機構,做好《辦(ban)法(fa)》實(shi)施工(gong)作,進一步推動地(di)方資產(chan)管(guan)(guan)(guan)理公司行(xing)業(ye)發(fa)揮自身優勢,提升服務(wu)防范(fan)化解(jie)區域性金融(rong)和實(shi)體經濟風險(xian)質(zhi)效。
(來源(yuan):金融時報)